June 19, 2025

Stablecoins Are Going Mainstream, But What Does That Mean for Real-World Assets?

The payments layer is getting crowded. What comes next could be even bigger.

Stablecoins are no longer just an innovation for web3 users, but a gateway to further bridge DeFi and TradFi. In recent weeks, we've seen Stripe roll out USDC payments to millions of Shopify merchants, Amazon and Walmart explore launching their own digital dollars, and Bank of America confirms it's developing a blockchain-based stablecoin. What was once a crypto-native mechanism is fast becoming embedded in the everyday infrastructure of global commerce.

But here's the twist: while the headlines focus on stablecoin payments, few are talking about the real game-changer they unlock, the mass adoption of tokenized real-world assets (RWAs).

We believe this is the moment where stablecoins evolve from payment tools to gateways for an entirely new asset class.

Source:https://app.rwa.xyz/stablecoins 

Stablecoins Are On-Ramp. RWAs Are the Destination.

The financial world is building rails at an unprecedented pace. Stripe now supports stablecoin payments in 34 countries. Shopify merchants can receive funds in their wallets or fiat equivalents. Meanwhile, traditional giants like J.P. Morgan, Citi, and Fidelity are quietly developing their own tokenized dollars.

But payments are just the start. Once stablecoins become a reliable medium of exchange and settlement, the next logical step is to tokenize the assets those payments represent: equity, debt, real estate, private credit, and commodities.

Why? Because stablecoins solve one of the biggest pain points in tokenization: liquidity.

A tokenized bond or share only matters if it can be settled, traded, and tracked with precision. Stablecoins create the infrastructure for that to happen at scale.

In other words, stablecoins lay the foundation. Real-world assets will build the house.

What Does This Look Like in Practice?

Let’s connect the dots:

  • Stablecoins enable instant cross-border settlement in regulated, fiat-equivalent currency.
  • Tokenized RWAs (treasuries, real estate, equity) provide yield-bearing and collateralized financial products.
  • Platforms like Brickken offer the compliance, issuance, and management infrastructure to bring it all together.

We’re seeing early proof according to coingecko report:

  • Tokenized treasuries grew +544.8% since early 2024, reaching a $5.6B market cap.
  • Commodity-backed tokens surged nearly 68% amidst macroeconomic instability.
  • Tokenized private credit, once considered niche, is regaining momentum with $546M in active loans.

This isn't theoretical anymore. The stablecoin explosion is making tokenized finance usable.

Why Compliant Infrastructure Matters

One overlooked aspect in the rush to embrace stablecoins is the compliance layer beneath it all. Accepting USDC is one thing. Issuing and managing tokenized securities is another.

Without the right infrastructure, institutions can’t onboard. Without regulatory clarity, markets can’t scale.

That’s where Brickken’s Digital Asset Platform comes in, offering tools for:

  • KYC/AML-compliant issuance
  • Automated investor management
  • On-chain governance & earnings distribution
  • Global access to both fiat and crypto investors

The future of finance won’t just be fast. It has to be secure, transparent, and regulatory-ready.

The Second Wave Is Here

The first wave of crypto brought programmable money. The second wave is bringing programmable assets.

Stablecoins are the connective tissue. But tokenized real-world assets are the organs that will give the on-chain economy life.

As giants like Stripe, Bank of America, and Amazon lay the groundwork, the focus is shifting from infrastructure to utility. We are building the infrastructure for what comes next.

Final Takeaway

The story isn’t just about stablecoins. It’s about what stablecoins make possible.

They've transformed how money moves. Now they're about to transform what money moves into.

Whether it’s tokenized equity in a private company, fractionalized real estate, or on-chain funds and treasuries, stablecoins are the spark, but real-world assets are the fuel.

Brickken is here to power both.

Explore Brickken’s tokenization infrastructure: www.brickken.com

Join the future of finance.